Send More than Money. Send Love Home.

M-Remit lets you buy and send digital gift cards and vouchers directly to family and friends. Your gift is delivered instantly via SMS and redeemed at thousands of trusted stores — no cash transfers, no remittance fees.

Trusted by 3,000+ Outlets Across Kenya

Why you’ll Love M-Remit

Empowering you to send more than money home.

Thousands of Merchants

Redeem at leading supermarkets, fuel stations, pharmacies, electronics and retail stores.

Save Money

No costly withdrawal or cash-out fees.

Save Time

Send vouchers instantly online, no waiting days for delivery.

Security & Transparency

PIN-protected, fraud-proof, and trackable.

Flexibility

Recipients use any amount, anytime.

Always Available

Vouchers never expire, giving your family the freedom to redeem whenever they need.

Instant & Secure

Your gift arrives in seconds, delivered via SMS.

No Hidden Fees

100 % of your value goes to your loved ones.

Easy Steps to Send Value Home

It’s fast and effortless with M-Remit:

Sign Up & Purchase

Create an account and buy a voucher with your debit card.

Instant Notification

Recipient receives SMS with redemption details.

Marketplace Redemption

Redeem at 3,000+ outlets nationwide.

Flexible Use

Spend now or later, wholly or partially.

Send Value Where It Matters Most

Every voucher is instant, secure, and flexible — ensuring your support goes directly to the essentials that matter: food, healthcare, education, and everyday needs.

Be among the first to experience the future of remittances.

The Problem with Cash Remittances

Money transfers get diverted, delayed, and drained by fees. Families wait days to receive support, and senders have no control over how money is used.

The Problem with Cash Remittances

Money transfers often get diverted, delayed, and drained by fees. Families wait days to receive support, and senders have little control over how money is used.

The M-Remit Difference

Instead of sending money, you send value that matters — digital vouchers redeemable instantly at thousands of trusted outlets.

Send and redeem gift vouchers instantly at over 3,000 merchants

From Naivas, Carrefour, Quickmart, and other supermarkets, to TotalEnergies, top pharmacies, and leading electronics retailers — M-Remit ensures your family always has a choice.

More Than Money: Real Impact

Every year, remittances transform lives across Africa:

80%

Spent on essentials: food, healthcare, school fees

4%

Reduction in poverty & increase in household welfare

1 in 8

People worldwide rely on remittances

The Future Is Bright — Kenya Is Just the Beginning

We’re starting with Kenya, but our mission is global.

With over $700B in remittances worldwide and $500B+ in emerging markets, M-Remit is building a future where diaspora communities send value, not just money.

Frequently Asked Questions

Is M-Remit a money transfer or remittance service?

No. M-Remit is not a money remitter. We are an e-commerce gifting platform that sells digital gift cards and vouchers.

How is this different from sending money?

Instead of cash, you send a store-specific digital gift card. Your family redeems it at supermarkets, fuel stations, pharmacies, electronics and retail stores — with no cash pick-ups or transfer charges.

Do I need a remittance license to use M-Remit?

No. M-Remit simply sells gift cards and vouchers, just like leading US gift card sites.

How long are vouchers valid?

All M-Remit vouchers are valid for 365 days from the date of purchase.

Are payments secure?

Yes. Payments are processed through PCI-compliant global payment processors and protected with bank-level encryption.